Health insurance policies for employees and businesses

The health of your employees and partners is your best investment.

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Looking after your team means looking after your business

Comprehensive medical cover adapted for businesses and employees

With our employee health insurance policies, you get quality healthcare and you strengthen your commitment to your staff.

  • Easy to take out and adapted to every need.

  • Designed for any size of business or sector.

  • Premium adjusted to the employees insured and their level of cover.

We have solutions designed to take care of your team

Our health insurance policies

Designed to meet the medical needs of policyholders

4Health Premium

4Health Premium

  • 100% coverage of the actual cost of contracted and non-contracted medical procedures, and 95% coverage for hospitalisation in private centres

  • Partner medical network

  • Additional coverage for procedures not covered by the CASS

Further information
4Health

4Health

  • Supplementary CASS health insurance with cover of up to 100% of the CASS rate

  • Cover for hospitalisation, emergencies and consultations

  • Includes services such as health and wellness management through the BeHealthy platform

Further information
4Health Passive Residents

4Health Passive Residents

  • Medical cover for passive residents not affiliated with CASS

  • Insurance that meets immigration health-cover requirements for obtaining a residency permit in Andorra

  • Health cover in Andorra of up to €30,000 per year

Further information
Exclusive services for businesses and employees

More than insurance, an investment in your team’s well-being

It delivers added value to your team with access to innovative health services

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International second medical opinion

The best medical specialists at your fingertips.

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Approved medical staff

We make an extensive network of hospitals, clinics and dentists available to you.

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Manage your health with the Wellat service

Wellat is a free, exclusive service included in our Health, Premium Health and Sick Leave policies that will help you take care of and keep on top of your health.

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Apply

Write to us and we will contact you

You can also contact us by calling +376 884 874

You can also contact us by calling +376 884 874

We can also provide

Employee life insurance policies

Employee life insurance policies

  • Cover tailored to your business’ profile and size

  • Financial protection for employees’ families in the event of death

  • Supplementary cover: disability, serious illnesses, accidents

Further information
Sick leave insurance for employees

Sick leave insurance for employees

  • Full cover in the event of an accident or illness

  • Choice of waiting periods and salaries covered in line with your company’s policies

Further information
Retirement plans for employees

Retirement plans for employees

  • Fixed and variable returns

  • Flexibility in regular and one-off contributions

  • Tailor-made for employees and companies

Further information
Pension plans for employees

Pension plans for employees

  • You can customise a plan according to your company's profile and the needs of each group of employees

  • Tax benefits for your employees and your company

Further information