Pension plans for employees

We take care of your business and the future of your employees.

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Benefits

Savings and pension plans tailored to your business and your employees

Provide your employees with an effective tool to top up their pensions.

You can customise a plan according to your company's profile and the needs of each group of employees.
Tax benefits for your employees and your company.

What is included

A plan designed for your team

Provide your employees with a supplementary pension through a single pension scheme

The Mora Assegurances employee pension plan is a savings and pension product that allows your employees to have capital or income available when they retire.

Possibility of flexible contributions by a company or its employees.
Guaranteed or variable returns depending on the risk profile of your employees and their time horizon.

Features

Flexibility and adaptability

A plan to match your business and employees’ needs

Business framework agreement

Your company acts as the promoter of the plan, which your employees subscribe to during their working lives with the aim of topping up their state pension.

Efficient management

Possibility of modifying contributions and conditions according to the changing needs of a company and its employees.

Tax benefits

Tax deductions for both a company and its employees who are residents in Andorra, who may deduct contributions from their personal income tax base by up to a maximum of €5,000 per year.