Do you have a company?
Find out about our solutions for employees
Comprehensive medical cover for your employees and savings solutions for their retirement.
Benefits
Tailored and flexible protection
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Wide range of cover: accidental death, disability, serious illnesses and funeral expenses.
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Customise your cover and insured capital according to your needs.
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Quick and easy to take out.
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Compulsory death cover up to the sum insured.
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Change your cover and beneficiaries at any time.
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Annually renewable insurance cover until the age of 75 for death, until the age of 65 for supplementary cover and lifetime cover for funeral expenses.
Features
Life insurance that evolves with you
Flexibility and adaptability at every stage of your life
Full cover
It includes compulsory death cover and the option to add other cover according to your needs.
Total customisation
Choose any cover, capital or beneficiary, and change them whenever you deem fit.
Optional cover
Advantages that mark the difference
Insurance designed with you in mind
Accidental death
Extend your cover and secure additional capital equal to the amount received on death for your beneficiaries in the event of accidental death.
Total, permanent disability
In the event of total, permanent disability, you will receive a lump sum that will allow you to maintain your standard of living and face new challenges with confidence.
Serious illnesses
Receive an advance payment to help you finance treatments, medical care or home improvements.
Funeral expenses
Cover funeral expenses and spare your loved ones financial worries at the most difficult of times
Apply
Write to us and we will contact you
You can also contact us by calling +376 884 874
Documentation
Additional information
Download all documentation related to your 4Health insurance policy
We can also provide
4Health
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Supplementary CASS health insurance with cover of up to 100% of the CASS rate
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Cover for hospitalisation, emergencies and consultations
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Includes services such as health and wellness management through the BeHealthy platform
4Health Premium
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100% coverage of the actual cost of contracted and non-contracted medical procedures, and 95% coverage for hospitalisation in private centres.
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Partner medical network.
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Additional coverage for procedures not covered by the CASS.
4Health Sick Leave
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It covers sick leave due to an illness or accident, whether or not work-related
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Flexibility to choose the deductible period, the insured salary and the beneficiaries
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Waiting periods tailored to your needs