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Find out about our solutions for employees
Comprehensive medical cover for your employees.
Benefits
Recover with the peace of mind of knowing that your income is guaranteed
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It covers sick leave due to an illness or accident, whether or not work-related.
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Daily compensation from 1% of an employee’s declared gross salary.
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Waiting periods tailored to your needs.
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Cover for up to 12 months of continuous sick leave.
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Select the length of the waiting period and the beneficiaries, and change them whenever you like.
Features
You decide how and when
Adapt your insurance to your work and salary needs
Different waiting period options
Choose between 3, 7, 15 or 30 days if you are an employee and 7 or 30 if you are self-employed.
Additional life insurance cover
Includes compensation of €15,000 in the event of death from any cause.
Fully online management
Send your sick leave certificates, sick leave extensions and medical discharge certificates from any device.
Online procedures
Additional benefits
Why choose the 4Health Sick Leave policy?
Add value to your policy with services that improve your well-being
Up to 100% of your salary
Compensation is calculated according to your declared salary, so that you do not lose purchasing power.
Flexible payments
Choose between a monthly, quarterly, half-yearly and annual payment.
Track your healthy lifestyle habits using the Wellat service.
Wellat is a free, exclusive service included in our Sick Leave policies that will help you take care of and keep on top of your health.
Apply
Write to us and we will contact you
You can also contact us by calling +376 884 874
Documentation
Terms and conditions, cover and information materials
You may consult and download all of the essential documentation about your 4Health Sick Leave insurance policy, from the general terms and conditions to details about cover and a breakdown in an infographic.
We can also provide
4Health Life Insurance
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Death cover starting from €10,000
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Extensive supplementary cover: accidental death, disability, critical illness or funeral expenses
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Customise the cover and insured capital according to your needs
4Health
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Supplementary CASS health insurance with cover of up to 100% of the CASS rate
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Cover for hospitalisation, emergencies and consultations
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Includes services such as health and wellness management through the BeHealthy platform
4Health Premium
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100% coverage of the actual cost of contracted and non-contracted medical procedures, and 95% coverage for hospitalisation in private centres
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Partner medical network
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Additional coverage for procedures not covered by the CASS