Do you have a company?
Find out about our solutions for employees
Comprehensive medical cover for your employees and savings solutions for their retirement.
Benefits
Advantages of our dynamic pension plans
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Save for your future and save for your present by reducing your income tax base by up to €5,000.
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Choose the plan that best suits your age and financial needs for your retirement.
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Make regular contributions that are either fixed or that you can increase at any time, or make one-off contributions.
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Investment in the shares of an investment fund of your choice from our range of funds.
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For individuals aged between 18 and 64, inclusive.
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Possibility of modifying both the amount of your contributions and their frequency (minimum regular contribution of €30).
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Flexibility to make one-off contributions whenever you wish (minimum amount: €100).
Features
Detalles que marcan la diferencia
Learn more about what we have to offer
No fees
We do not charge fees on regular or one-off contributions.
Redemption of capital
The accumulated capital cannot be redeemed early, except in cases of a serious illness that prevents the policyholder from working for 12 months, long-term unemployment exceeding 24 months, or relocation outside Andorra.
Methods of payment
When a plan reaches maturity, the accumulated savings are received based on the market value of the investment fund you selected The capital accumulated at maturity can be received as a lump sum or paid out in various regular income schemes.
Apply
Write to us and we will contact you
You can also contact us by calling +376 884 874
Documentation
Additional information
Download all the documentation related to your pension plan, from the general conditions to the detail of the coverages and a summary infographic.
We can also provide
Dynamic retirement plans
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Choose from five different investment plans tailored to your profile and time horizon
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Customisation according to your needs
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Flexibility in regular and one-off contributions
Guaranteed retirement plans
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Guaranteed minimum annual returns, reviewable quarterly
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Flexibility in contributions: choose how much and when to pay in
AndorEstudis
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Save for your children’s education
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Regular contributions adapted to your financial capacity
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Possibility of making additional contributions whenever you wish