Benefits

Flexible, customised plans for your retirement  

Choose from different investment plans tailored to your profile and time horizon.

  • Choose from five different investment plans tailored to your profile and time horizon.

  • Customisation according to your needs.

  • Flexibility in regular and one-off contributions.

What is included

Benefits tailored to you

A savings and pension plan tailored to your needs

A dynamic retirement plan is a savings and retirement scheme in which contributions are invested in shares of an investment fund, chosen from differents options according to your risk profile and objectives.

  • For individuals aged between 18 and 64.

  • Possibility of modifying both the amount of your contributions and their frequency (min. amount of € 30).

  • One-off contributions starting at €100.

  • Accumulated savings can be released after 18 months.

Features

Your plan, at your own pace

Pay in contributions whenever you wish, adapt them to your means and access your savings with complete freedom

Contributions

No fees on regular or one-off contributions.

Redemptions

Partial redemptions of a minimum of €250 and a maximum of 80% of your accumulated balance.

Lump-sum payment

When a plan reaches maturity, the accumulated savings are received based on the market value of the investment fund you selected.



Apply

Write to us and we will contact you

You can also contact us by calling +376 884 874

You can also contact us by calling +376 884 874

Documentation

Additional information 

Download all documentation related to your retirement plan, from the general terms and conditions to details about cover and a breakdown in an infographic.

Do you have a company?

Find out about our solutions for employees

Comprehensive medical cover for your employees and savings solutions for their retirement.

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Types of products

We can also provide

Guaranteed pension plan

Guaranteed pension plan

  • Guaranteed minimum annual returns, reviewable quarterly

  • Flexibility in contributions: choose how much and when to pay in

Dynamic pension plans

Dynamic pension plans

  • Save for today and for your future by reducing your income tax base by up to €5,000

  • Choose the plan that best suits your age and financial needs for your retirement

  • Make regular contributions that are either fixed or that you can increase at any time, or make one-off contributions.

AndorEstudis

AndorEstudis

  • Save for your children’s education

  • Regular contributions adapted to your financial capacity

  • Possibility of making additional contributions whenever you wish