Benefits

Save today to make the most of tomorrow 

A flexible, secure plan that adapts to your needs and gives you peace of mind for the future.

  • Flexible contributions in terms of amount and frequency.

  • Flexibility to change your contributions without penalties.

What is included

Comprehensive cover for your retirement

Cover and security for you and your loved ones

The Mora Assegurances Pension Plan is a savings and retirement product that allows you to get a lump sum or an income when you  retire thanks to  the contributions made during your working life with the aim of topping up your state pension.

  • Life insurance that covers death and total, permanent disability before the plan matures.

  • In the event of death, the beneficiaries receive the capital accumulated.

Features

A plan designed for your peace of mind

Flexibility, security and tax benefits in a single product

Flexible contributions

Choose the amount and frequency of your contributions depending on your means, with no penalties for changes made.

Guaranteed returns

Get guaranteed annual returns, subject to an interest rate fixed at the beginning of each year.

Tax benefits

Reduce your income tax base by up to €5,000 per year if you are a resident in Andorra.

Cover

Protection for you and your loved ones

Beyond savings, a safety net for unforeseen circumstances

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Death cover

In the event of death, your beneficiaries will receive the accumulated capital plus a proportion of the outstanding contributions, according to the percentage chosen.

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Cover for disability

In the event of disability, future contributions would be paid by Mora Assegurances, depending on the cover taken out.



Apply

Write to us and we will contact you

You can also contact us by calling +376 884 874

You can also contact us by calling +376 884 874

Documentation

Additional information 

Download all the documentation related to your pension plan, from the general conditions to the detail of the coverages and a summary infographic.

Infographic with a breakdown of the product

Do you have a company?

Find out about our solutions for employees

Comprehensive medical cover for your employees and savings solutions for their retirement.

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  • Customisation according to your needs

  • Flexibility in regular and one-off contributions

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  • Flexibility in contributions: choose how much and when to pay in

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