Life insurance
4Health A new generation of insurance policies
Find out how 4Health can add to your family's cover with modern medical solutions tailored to your needs.
Benefits
Secure your children's education with peace of mind
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Decide how much and when you want to make regular contributions. You can also make one-off contributions.
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It includes death and total and permanent disability cover for all types of jobs as a result of illness or accident.
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Choice of the frequency of contributions: monthly, quarterly, half-yearly or annually.
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Flexibility to make one-off contributions whenever you wish.
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Possibility of modifying the amount of the contributions.
Features
A plan tailored to your needs and those of your family
Designed to give you peace of mind and security when planning your children's education
Availability of savings
Retrieve your accumulated savings any time 18 months after you have taken out the policy if you need to.
Cover
Death
In the event of the death of the insured, the beneficiaries of the policy will receive the accumulated capital with the returns obtained to date plus 100%, 50% or 10% (depending on the percentage chosen) of the sum of regular contributions pending payment.
Disability
In the event of disability, future contributions would be paid by Mora Assegurances, depending on the cover taken out.
Apply
Write to us and we will contact you
You can also contact us by calling +376 884 874
Documentation
Additional information
Download all documentation related to your Andorestudis, education plan, from the general terms and conditions to details about cover and a breakdown in an infographic.
We can also provide
Dynamic retirement plans
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Choose from five different investment plans tailored to your profile and time horizon
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Customisation according to your needs
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Flexibility in regular and one-off contributions
Guaranteed retirement plans
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Guaranteed minimum annual returns, reviewable quarterly
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Flexibility in contributions: choose how much and when to pay in
Dynamic pension plans
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Save for today and for your future by reducing your income tax base by up to €5,000
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Choose the plan that best suits your age and financial needs for your retirement
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Make regular contributions that are either fixed or that you can increase at any time, or make one-off contributions.