Do you have a company?
Find out about our solutions for employees
Comprehensive medical cover for your employees and savings solutions for their retirement.
Benefits
Plan your future with total peace of mind
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Guaranteed minimum annual returns, reviewable quarterly.
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Flexibility in contributions: choose how much and when to pay in.
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Regular and one-off contributions that can be changed whenever you wish.
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Cover for death and total, permanent disability.
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In the event of death, an additional lump sum is paid on top of the contributions paid in.
Features
Designed to adapt to your real needs
A plan designed to evolve with you
Capital availability
You can access your accumulated savings once 18 months have elapsed from the start of the contract.
Change how much you pay in
You can change the amount, frequency or even make one-off contributions according to your needs.
Cover
Guaranteed cover for you and your loved ones
In addition to guaranteed savings, this plan includes key cover that will support you in unforeseen situations
Cover due to death
In the event of death, your beneficiaries will receive the accumulated value of the plan plus any additional capital provided for in the terms and conditions.
Cover for disability
In the event of disability, if you have taken out 50% or 100% cover, future contributions would be paid by Mora Assegurances, depending on the cover taken out.
Early redemption
Eighteen months after taking out the policy, you are entitled to redeem all or part of your accumulated savings.
Apply
Write to us and we will contact you
You can also contact us by calling +376 884 874
Documentation
Additional information
Download all documentation related to your retirement plan, from the general terms and conditions to details about cover and a breakdown in an infographic.
Types of products
We can also provide
Dynamic retirement plans
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Choose from five different investment plans tailored to your profile and time horizon
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Customisation according to your needs
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Flexibility in regular and one-off contributions
Dynamic pension plans
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Save for today and for your future by reducing your income tax base by up to €5,000
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Choose the plan that best suits your age and financial needs for your retirement
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Make regular contributions that are either fixed or that you can increase at any time, or make one-off contributions
AndorEstudis
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Save for your children’s education
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Regular contributions adapted to your financial capacity
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Possibility of making additional contributions whenever you wish