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Comprehensive medical cover for your employees.
Benefits
If your health and that of your loved ones is the most important thing to you, this is the insurance package for you
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100% coverage of the actual cost of contracted and non-contracted medical procedures, and 95% coverage for hospitalisation in private centres.
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Partner medical network.
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Compensation of €15,000 in the event of death (due to illness or accident).
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Insurance cover for children of school age is included, provided that they are covered by this policy.
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Prosthetics and orthodontics.
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Osteopathy, chiropractic care and/or acupuncture.
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Optical (frames, glasses and/or contact lenses).
Features
Insurance that adapts to you
A scheme that allows you to decide how, where and with whom you want to be treated
Cover without borders
Reimbursement for visits and treatments both in Andorra and abroad.
Full access
See the doctors of your choice, regardless of whether they work with the CASS.
Digital management
Process reimbursements from your mobile phone using the chatbot.
Services
Get an end-to-end premium experience
We add value to your policy with services that improve your well-being
International second medical opinion
The best medical specialists at your fingertips.
Medical staff
We make an extensive network of approved doctors in hospitals, clinics and dentists available to you.
Manage your health with the Wellat service
Wellat is a free, exclusive service included in our Health, Premium Health and Sick Leave policies that will help you take care of and keep on top of your health.
Extracurricular insurance included in the 4Health Premium policy
Compulsory extracurricular insurance included for insured persons of school-age covered by the policy.
Apply
Write to us and we will contact you
You can also contact us by calling +376 884 874
Documentation
Terms and conditions, cover and information materials
You may consult and download all of the essential documentation about your 4Health Premium insurance policy, from the general terms and conditions to details about cover and a breakdown in an infographic.
Types of products
We can also provide
4Health Life Insurance
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A wide range of cover: accidental death, disability, serious illnesses and funeral expenses
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Customise your cover and insured capital according to your needs
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Quick and easy to take out
4Health
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Supplementary CASS health insurance with cover of up to 100% of the CASS rate
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Cover for hospitalisation, emergencies and consultations
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Includes services such as health and wellness management through the BeHealthy platform
4Health Sick Leave
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It covers sick leave due to an illness or accident, whether or not work-related
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Flexibility to choose the deductible period, the insured salary and the beneficiaries
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Waiting periods tailored to your needs